Terms and Conditions
Last updated: 20th February 2026
1. About these Terms
These Terms and Conditions ("Terms") govern your use of the website bloombarcapital.com (the "Site") and any services, products, content, or information made available through it. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
These Terms do not, by themselves, create a borrowing, lending, or investment relationship between you and Bloombar Capital. Any such relationship will be governed by a separate written agreement executed between you and Bloombar Capital.
2. About us
The Site is operated by Bloombar Capital ("Bloombar Capital", "we", "us", "our"), a company [registered in England and Wales ] with its registered office at 130 City Road, London, EC1V 2NW, United Kingdom.
Bloombar Capital is [authorised and regulated by / registered with] the Financial Conduct Authority (FCA), <strong.. Details of our authorisation can be confirmed on the FCA Financial Services Register at https://register.fca.org.uk.
You can contact us at info@bloombarcapital.com or +44 203 355 7540.
3. Eligibility and use of the Site
To use the Site, you confirm that you are:
- at least 18 years old;
- legally able to enter into a binding contract under the laws of your jurisdiction; and
- not prohibited from using the Site or our services under any applicable law or sanctions regime.
You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Site by, any third party.
4. Nature of information on the Site
The content on the Site is provided for general information purposes only. It does not constitute, and should not be relied upon as:
- a financial promotion or invitation to enter into a regulated agreement;
- financial, investment, tax, legal or other professional advice;
- an offer, solicitation, or recommendation to buy, sell, lend against, or invest in any asset, financial product, or service.
You should obtain independent professional advice tailored to your circumstances before making any financial decision. Any decision to apply for a loan, place funds, or otherwise transact with Bloombar Capital is made at your own risk and on the basis of the specific contractual documentation we provide in due course.
Past performance is not a reliable indicator of future results. The value of assets, including property, cryptocurrency and precious metals, can fall as well as rise. Lending against such assets carries risk including, but not limited to, the risk of loss of those assets in the event of default.
5. Lending and investment services
Specific services described on the Site — including but not limited to asset-backed lending against property, cryptocurrency, and precious metals, and short-term investment opportunities — are subject to:
- eligibility and suitability checks;
- satisfactory anti-money laundering (AML), know-your-customer (KYC), source-of-funds and source-of-wealth verification;
- independent valuation and due diligence of any asset offered as security;
- the execution of legally binding facility, security, custody and/or subscription documentation; and
- our prevailing internal credit, lending and risk policies.
Loan-to-value ratios, terms, fees, interest rates, fee structures, expected yields and indicative figures shown on the Site are illustrative only and do not constitute a binding offer. The actual terms of any transaction will be set out in the relevant signed agreement.
Investments offered through Bloombar Capital may only be available to certain categories of investor (for example, high-net-worth individuals, sophisticated investors, or professional clients as defined under FCA rules). Capital is at risk and is not protected by the Financial Services Compensation Scheme unless expressly stated in the relevant offer documentation.
6. Intellectual property
All content on the Site — including text, logos, graphics, images, videos, software, and the overall design and layout — is owned by Bloombar Capital or our licensors and is protected by copyright, trade mark and other intellectual property laws.
You may view, download and print extracts from the Site for your personal, non-commercial use only. You must not otherwise copy, reproduce, republish, distribute, transmit, modify or commercially exploit any part of the Site without our prior written consent.
The "Bloombar Capital" name and any associated logos are trade marks of Bloombar Capital. Any other trade marks, product names, or company names referenced on the Site remain the property of their respective owners.
7. Linking and third-party content
The Site may contain links to third-party websites or services that are not owned or controlled by Bloombar Capital. We provide these links for convenience only. We do not endorse, and are not responsible for, the content, accuracy, privacy practices or availability of any third-party site, and you access such sites at your own risk.
You may link to the home page of the Site in a fair and lawful manner that does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
8. Prohibited uses
You must not use the Site:
- in any way that breaches any applicable law or regulation;
- to transmit any unsolicited or unauthorised advertising or promotional material;
- to knowingly transmit any virus, trojan, worm, or other harmful code or material;
- to attempt to gain unauthorised access to the Site, the servers on which it is hosted, or any related database or system;
- to interfere with, damage or disrupt the Site or any equipment, network or software through which it is delivered; or
- to scrape, harvest or otherwise extract data from the Site for any purpose, including training machine learning or AI models, without our prior written consent.
9. Accuracy of information
We take reasonable care to ensure that information on the Site is accurate and up to date. However, we make no warranties or representations, express or implied, that the content of the Site is accurate, complete, current or free from error. To the maximum extent permitted by law, the Site and its content are provided "as is" and "as available", without warranty of any kind.
10. Limitation of liability
Nothing in these Terms excludes or limits our liability for:
- death or personal injury caused by our negligence;
- fraud or fraudulent misrepresentation; or
- any other liability that cannot be excluded or limited under applicable law.
Subject to the above, to the maximum extent permitted by law, Bloombar Capital, its directors, officers, employees, agents and affiliates will not be liable to you, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, for any:
- loss of profits, revenue, business, contracts, anticipated savings, goodwill, opportunity or data; or
- indirect, special, incidental, punitive or consequential loss,
arising out of or in connection with your use of the Site or reliance on its content.
Our total aggregate liability arising out of or in connection with your use of the Site shall not exceed £100, save where a separate written agreement with Bloombar Capital provides otherwise in respect of services delivered under that agreement.
11. Complaints
If you have a complaint about the Site or any service provided by Bloombar Capital, please contact us in the first instance at info@bloombarcapital.com. We will investigate your complaint in accordance with our internal complaints handling procedure, a copy of which is available on request.
If you are an eligible complainant and we are unable to resolve your complaint to your satisfaction, you may be able to refer your complaint to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk.
12. Changes to these Terms
We may update these Terms from time to time to reflect changes in our services, legal requirements, or business practices. The version published on the Site at the time you use it is the version that applies. The "Last updated" date at the top of this page indicates when these Terms were last revised. Continued use of the Site after changes constitutes acceptance of the revised Terms.
13. Governing law and jurisdiction
These Terms and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims) are governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction to settle any such dispute or claim, save that, if you are a consumer resident in another part of the United Kingdom, you may also bring proceedings in your local courts.
14. General
If any provision of these Terms is found by a court of competent jurisdiction to be invalid or unenforceable, the remaining provisions will continue in full force and effect. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision. These Terms, together with any separate agreement between you and Bloombar Capital relating to specific services, constitute the entire agreement between us in relation to the use of the Site.
Contact us
Bloombar Capital
130 City Road, London, EC1V 2NW, United Kingdom
Email: info@bloombarcapital.com
Phone: +44 203 355 7540
